Privacy Policy

General

Your privacy is important to us and we provide this notice explaining our online information practices and the choices you can make about the collection and use of the personal information you submit at www.findqualityinsurance.com (this Website).

This Website is not intended for anyone under the age of eighteen (18). By accessing the Website, you signify your assent to the www.findqualityinsurance.com Privacy Policy, and to the collection, use and transfer of your information in the manner described in this Privacy Policy. If you do not agree to this Privacy Policy, please do not access the Website. You should visit this page periodically, as we may, from time to time, update this Privacy Policy and such changes shall be effective immediately upon posting on the Website and without further notice to you. Your continued access to the Website following the posting of changes to this Privacy Policy shall be deemed an acceptance of such changes by you. We will, however, use personally-identifiable information only in accordance with the version of the Privacy Policy under which the information was collected.

If you are visiting the Website from outside the United States, please be advised that your personal data will be processed by us in the United States where data protection and privacy regulations may differ from similar regulations in other countries. By using the Website, you consent to any such transfer of information outside of your country if you are located outside of the United States. Additionally, by using the Website, you consent to us using your personal information to contact you electronically, in writing, or otherwise to provide notices relating to your use of the Website and to give you information about the products and services offered by us and our affiliates. If you would like to opt out of future promotional materials from us, you may indicate this preference by following the unsubscribe instructions at the end of such communications from us.

Information Collected Automatically

This Website automatically collects information about your use of the Website and our communications, including the domain from which you access the Internet (for example, Comcast.net, if you are connecting from a Comcast account); mobile and/or operating device identifier; computer operating system; web browser type and version; date and time you access the Website; Internet address of the website from which you linked directly to our Website (source URL/referring page) and exit pages; browser history; clickstream data; Internet service provider (ISP); behavioral data (opens, clicks); and user-specific and aggregate information on areas of the website used. This Website uses data capture and analysis tools, and other similar tools, to extract, compile and analyze any non-personally identifiable data or information resulting from your use of the Website and the services offered thereon (collectively “Blind Data”). Such Blind Data shall be solely owned by us and may be used for any lawful business purpose, including, without limitation, analyzing and enhancing the Website and services offered hereby and disclosing such Blind Data to third parties for a variety of purposes. We also use cookies, as described below, to collect the above data.

Personally-Identifiable Information

Personally identifiable information is collected about you when you visit and use the Website, including when you subscribe to receive communications from us or contact us through the Website; when you open and/or click on email communications including advertisements and newsletters; and when you request to unsubscribe from receiving email advertisements, newsletters, or other communications from us. The types of personally identifiable information that may be collected through the Website include, without limitation, any information which you volunteer to the Website or through other means of communications, including your first name, last name, postal address, email address, phone number and MSISDN (mobile station integrated services digital network number), credit card and billing information, download history, texts, messages, age/date of birth, housing status, employment status, medical information, marital status, parental status, gender, occupation, industry of employment, employment history, salary range, education level, products or services purchased, obtained, considered, or other purchasing or consuming histories, personal and online interests.

Please know that you will retain ownership of any personal information that you may include in your account and contact lists in order to identify recipients of your messages through our services, and we will not use contact lists for its own promotional campaigns or sell contact lists to third-parties, subject at all times to our need to access and use such information in order to provide the services pursuant to its Terms of Use and this Privacy Policy.

We may use such personally identifiable information to provide or match you with the services that you have requested, to contact you about programs, products, features or services in which we believe you may be interested (such as future promotional materials), or for other purposes disclosed from time to time. We also may use your personally identifiable information to contact you regarding your use of our Website or changes to our Privacy Policy, Terms of Use, or other policies or terms that affect you and your use of our Website and services. In addition, we may use information collected about our users to improve the content and navigation of our Website, or for other internal purposes.

To fulfill your requests for products and services, we may share the personally identifiable information you provide with your cell phone service provider or their partner and subcontractor companies. Please know that this privacy policy does not cover such entities’ use of information. To learn more about your provider’s privacy practices, you should consult its privacy policy.

In addition, we may disclose personally identifiable information collected about you in the following instances:

We may disclose information about our users, including personally identifiable information (i) when requested by governmental or quasi-governmental authorities conducting an investigation; (ii) when we believe in good faith that it is necessary to respond to a subpoena, court order, or other legal process, or to exercise our legal rights or defend against legal claims; (iii) to verify or enforce compliance with the policies governing our Website and applicable laws; or (iv) to protect against misuse or unauthorized use of our Website.
We also may disclose user information whenever we believe in good faith that disclosure is necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our terms and conditions, or as otherwise required by law, or limit our legal liability; to protect or defend our rights or property; or protect the safety, rights, or property of our users.
We may sell, transfer, or otherwise disclose user information, including personally identifiable information, to a successor entity in connection with a corporate merger, consolidation, the sale of substantially all assets, or other corporate change.

Any personal identifiable information will not be shared, resold, or utilized by any third party unless the mobile subscriber explicitly consents to received messages from those brands.

Cookies

To enhance your experience with the Website, we use “cookies” on our Website. Cookies are alphanumeric identifiers that we transfer to your computer’s hard drive through your Web browser to enable our systems to recognize your browser and to provide features. Cookies, by themselves, do not tell us your e-mail address or other personally identifiable information unless you choose to provide this information to us by, for example, registering at our Website. However, once you become a customer and furnish the Website with personally identifiable information, this information may be linked to the data stored in the cookie.

We use cookies to understand site usage and to improve the content and offerings on our Website. For example, we may use cookies to personalize your experience at our Website (e.g., to recognize you when you return to the Website). With most internet browsers, you can erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored.

Please consult the “Help” section of your browser for more information. However, certain areas of the Website can be accessed only in conjunction with cookies or similar devices and you should be aware that disabling cookies or similar devices might prevent you from accessing some of our content. Unless otherwise required by law, we do not guarantee that we will respond to such Do Not Track signals.

The use of cookies by our partners, affiliates, and service providers is not covered by our privacy statement. We do/do not have access or control over these cookies, but may acquire additional personal information from third party cookies. Our partners, affiliates, and service providers use session ID cookies to allow us to improve site navigation and usage.

Access to Personal Information

If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by fill out the form here. We will respond to your request to access within 30 days.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Children

The Website is not directed at individuals less than sixteen (16) years of age, and we do not intend to collect any personal information from such individuals. To the extent that you believe we have collected the personal information of any minors, please fill out the form here.

Testimonials

We post customer testimonials on our Website which may contain personally identifiable information. We do obtain the customer’s consent via email prior to posting the testimonial to post their name along with their testimonial. If you wish to request to have your testimonial removed, you may contact us here.

Links To Other Websites

The Website may contain links to third party websites, whose information practices may be different than this Website. Visitors should consult such third-party sites’ privacy notices as we does not have any control over information that is submitted to, or collected by, these third parties www.findqualityinsurance.com does not make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party.

These links are provided solely as a convenience to you and not as an endorsement by us of the contents on such third-party websites. We cannot ensure that you will be satisfied with any products or services that you purchase from a third-party site that links to or from the Website, since these sites are owned and operated by independent retailers.

We are not responsible for the content of linked third-party sites and do not make any representations regarding the content or accuracy of materials on such third-party sites. We have not taken any steps to confirm the accuracy or reliability of any of the information contained in such third-party sites. If you decide to access linked third-party sites, you do so at your own risk. We strongly encourage you to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.

Data Security Policy

The importance of security for all personally-identifiable information associated with visitors to the Website—as well as www.findqualityinsurance.com customer information, such as cell phone numbers, texts, messages, credit card information, and addresses, and other account data—is of utmost concern to us, and we have implemented, and periodically review, certain physical, electronic, and managerial procedures to help prevent unauthorized access and maintain data security. We endeavor to keep your payment and personal information secure. Our software is the industry standard and among the best software available today for secure commerce transactions. It encrypts all of your personal information, including credit card number, name, and address. Unfortunately, due to the open nature of Internet communications, no data transmission over the Internet can be guaranteed to be secure, and thus we cannot guarantee that communications between you and www.findqualityinsurance.com will be free from unauthorized access by third parties. Visitors of the Website and www.findqualityinsurance.com customers use the Website at their own risk.

TCPA Consent

By clicking Get Your Quotes, I provide my electronic signature and give express written consent for the company, its marketing partners listed in the Marketing Partners List, and parties calling on their behalf to use the information I provide—including my phone number, email address, and other personal information—to contact me for marketing purposes. This contact may include calls or texts made using automated dialing technology, prerecorded or artificial voice, AI-generated voice, and SMS/MMS messages. I understand my consent is not required as a condition of purchasing any goods or services and that I may instead call (866) 481-7557. I also acknowledge and agree to the site’s Privacy Policy and Terms of Use.

STATE PRIVACY SUPPLEMENTAL NOTICE

The information for residents of each of the featured states below is intended to supplement the information contained in our primary Privacy Policy.

I. California Residents – Your Privacy Rights

California “Shine the Light” Disclosure. The California “Shine the Light” law gives California residents the right to request, once a year, information under certain circumstances to request information from us regarding the types of personal information we have shared with third parties for their direct marketing purposes during the immediately preceding calendar year; and the names and addresses of third parties with whom we have shared the personal information. California residents may request further information about our compliance with this law by contacting us via email at privacy@FindQualityInsurance.com. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this email address.
California Consumer Privacy Act of 2018. We adopt this notice to comply with the California Consumer Privacy Act of 2018 (“CCPA”) and as amended by the California Privacy Rights Act (“CPRA”). Any terms defined in the CCPA and CPRA have the same meaning when used in this Notice. The CCPA and CPRA are collectively referred to as the “CCPA” for purposes of this Notice. If you are a California resident under the meaning of Sec. 17014 of Title 18 of the Cal. Code of Regulations, your use of the Site is subject to the CCPA, and all final, implementing regulations.
California Privacy Choices. If you are a resident of California, and subject to certain legal limitations and exceptions, you may be able to exercise some or all of the following rights:
1. Notice at Collection: at or before the point of collection, the right to receive notice of our practices, including the categories of personal information and any sensitive personal information to be collected; the purposes for which such information is collected or used; whether such information is sold or shared; and the length of time that such information is retained. This information is found within this section.
2. Right to Know What Personal Information is Collected & Right to Access Personal Information: The right to know what personal information the business has collected about the consumer, including the categories of personal information, categories of sources from which the personal information is collected, the business or commercial purpose for collecting, selling, or sharing personal information, the categories of third parties to whom the business discloses personal information, and the specific pieces of personal information the business has collected about the consumer;
3. Right to Delete: The right to request that a business delete personal information that the business has collected from the consumer, subject to certain exceptions;
4. Right to Correct: The right to correct inaccurate personal information that a business maintains about a consumer;
5. Right to Opt-Out of the Sale or Sharing of Personal Information: if the business sells or shares personal information, the right to opt-out of the sale or sharing of personal information by the business;
6. Right to Limit the Use or Disclosure of Sensitive Personal Information: if the business uses or discloses sensitive personal information for reasons other than those in § 7027(m), the right to limit the use or disclosure of such sensitive personal information; and
7. Right to No Discrimination: The right not to receive discriminatory treatment by the business for the exercise of CCPA privacy rights.
What Personal Information Do We Collect? We have collected personal information about consumers within the preceding twelve (12) months as detailed above in Section 4.
What Personal Information Do We Disclose? We have disclosed personal information about consumers, with their consent, as detailed above in Section 3. We do not use or disclose sensitive personal information.
What Personal Information Do We Sell or Share? In the preceding 12 months, we have shared personal information as detailed above in Section 3. Also, in the event that we, or substantially all of our assets, are acquired, such personal information may be included within the transferred assets. In the event we become the subject of an insolvency proceeding, whether voluntary or involuntary, we or our liquidator, administrator, receiver or administrative receiver may sell, license or otherwise dispose of, such information in a transaction approved by the court.

We do not have any actual knowledge of the sale of personal information of minors under 18 years of age. There are no financial incentives to disclose.

How to Submit a Request Under the CCPA. California residents that wish to exercise any of the above data rights under the CCPA may submit a request that specifies the right(s) they wish to invoke. To submit a request to know, please email your request to privacy@FindQualityInsurance.com. To submit a request to delete, please email your request to privacy@FindQualityInsurance.com. To submit any other request, please email your request to privacy@FindQualityInsurance.com.

To process your request, we may require that you submit the following information in conjunction with your request: your first name, last name, phone number, a California address, and email address. We may at times need to request additional Personal Information from you, taking into consideration our relationship with you and the sensitivity of your request.

The information which you provide in conjunction with your request will be used to verify your request and to attempt to identify you within our data records. The information which you submit in conjunction with your request to know will be used for the express purposes of verification and providing you with responsive information to your request, if required. Please note that we utilize a two-step process for requests to delete, whereby you first submit your request to delete, and second, you separately confirm that you want your personal information deleted. The CCPA permits requests to know regarding collection and sale or sharing from the same consumer no more than twice in a twelve (12) month period. In certain circumstances, we may decline a privacy rights request, particularly where you are not a resident of California, or where we are unable to verify your identity.

To opt-out of the sale of your personal information, you may submit a request by emailing us at privacy@FindQualityInsurance.com.

How an Authorized Agent Can Make a Request Under the CCPA. If you elect to use an authorized agent to exercise your right to submit a request to know, request to delete, and/or request to correct, before processing the request, we require the purported authorized agent to provide proof of your signed permission to submit the request (unless there is a power of attorney in place pursuant to Probate Code §§ 4121-4130). We also require that you directly verify your own identity with us, and directly confirm with us that you provided the authorized agent permission to submit the request on your behalf. The information submitted will not be used for any purposes other than to verify the request, fulfill the request, and fraud prevention.
Updates. We may revise this section from time to time as implementing regulations further develop and come into effect and we are able to provide you with better information on your CCPA rights and how to exercise them.
Retention of Personal Information. We retain personal information as long as is reasonably necessary to fulfill the purpose for which it was collected, as required by an applicable law, rule, regulation or contractual provision. We will retain your Personal Information for the purposes of commercial marketing to you until you request we cease further efforts to provide you such offers or in the event you request deletion of your personal information. To determine the appropriate duration of the retention of personal information, we consider the amount, nature, and sensitivity of the personal information, the potential risk of harm from unauthorized use or disclosure of personal information, and if we can attain our objectives by other means, as well as our legal, regulatory, tax, accounting, and other applicable obligations.

As such, we retain personal information for as long as you continue to use our Site and/or Services for the purposes explained in our Privacy Policy. When you discontinue the use of our Site or Services, we will retain your personal information for as long as necessary to comply with our legal obligations, to resolve disputes and defend claims, as well as, for any additional purpose based on the choices you have made, such as to receive marketing communications. In particular, we will retain personal information provided, including complaints, claims, and any other personal information provided during the duration of your agreement with us for the services until the statutory limitation periods have expired and the necessary for the establishment, exercise, or defense of legal claims.

Once retention of the personal information is no longer necessary for the purposes outlined above, we will either delete or de-identify the personal information or, if this is not possible (for example, because personal information has been stored in backup archives), then we will securely store the personal information and isolate it from further processing until deletion or de-identification is possible.

Out Preference Signal (Global Privacy Control). You may use an Opt-Out Preference Signal, such as the Global Privacy Control (“GPC”). Our database containing your information may not be linked to your browser identification and because your request will be linked to your browser identifier only and not linked to any account or database information as the connection between your browser and our database is not known to us, we may not be able to fulfill this request. If you would like us to make the connection between your browser and your account within our database or wish to opt-out of the sale of your personal information, please email us privacy@FindQualityInsurance.com.

II. Colorado Residents – Your Privacy Rights

Pursuant to the Colorado Privacy Act (“CPA”), the above identified categories of personal data are collected or processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties. We do sell personal data with your consent, as noted above, and engage in targeted advertising. To opt out of our sale of or processing of personal data and/or targeted advertising, please submit your request by emailing us at privacy@FindQualityInsurance.com. Your authorized agent may opt out on your behalf.

Colorado residents have the following data rights under the CPA:

– Right to opt-out: of the processing of personal data for targeted advertising, sale of personal data, or profiling in furtherance of decisions that produce legal or similarly significant effects concerning a consumer;
– Right to access: may request confirmation on whether we process personal data concerning the consumer and to access the consumer’s personal data;
– Right to correction: may correct inaccuracies in the consumer’s personal data, taking into account the nature of the personal data and the purposes of the processing;
– Right to deletion: may delete personal data;
– Right to data portability: in conjunction with the right to access, a consumer may obtain the personal data in a portable and, to the extent technically feasible, readily usable format

Colorado residents that wish to exercise any of the above data rights under the CPA may submit a request that specifies the right(s) they wish to invoke by emailing us at privacy@FindQualityInsurance.com. We require the following information to authenticate your identity: your first and last name and a Colorado address. Authorized agents of Colorado residents may submit a request in the same manner. Please note that we must be able to authenticate, with commercially reasonable effort, the identity of the consumer and the authorized agent’s authority to act on such consumer’s behalf, by requiring the following information: the Colorado resident’s first and last name and Colorado address, and proof that such Colorado resident has authorized the agent to submit a request on their behalf.

Our contact information is below. To the extent that we decline to act upon your request, you may appeal by emailing us at privacy@FindQualityInsurance.com. You may contact the Attorney General if you have concerns about the result of the appeal.

III. Connecticut Residents – Your Privacy Rights

Pursuant to the Connecticut Act Concerning Personal Data Privacy and Online Monitoring (“CTDPA”), the above identified categories of personal data are processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties.

We do sell personal data, as noted above, to the above identified categories of third parties, and engage in targeted advertising. To opt out of our sale of or processing of personal data and/or targeted advertising, please submit your request by emailing us at privacy@FindQualityInsurance.com. Your authorized agent may opt out on your behalf.

Connecticut residents have the following rights under the CTDPA:

– Right to confirmation and access: Confirm whether or not a controller is processing the consumer’s personal data and access such data (unless confirmation or access would require the controller to reveal a trade secret);
– Right to correct: may correct inaccuracies in the consumer’s personal data;
– Right to delete: may delete personal data provided by, or obtained about, the consumer;
– Right to data portability: may obtain a copy in a portable and, to the extent technically feasible, readily usable format that allows consumer to transmit data to another controller without hindrance, where processing is carried out by automated means, provided that controller shall not be required to reveal any trade secret; and
– Right to opt-out of certain data processing: may opt-out of the processing of personal data for targeted advertising, sale of personal data, or profiling in furtherance of solely automated decisions that produce legal or similarly significant effects concerning the consumer.

Connecticut residents that wish to exercise any of the above rights under the CTDPA may submit a request that specifies the right(s) they wish to invoke by emailing us at privacy@FindQualityInsurance.com. You are permitted to designate an authorized agent. Information provided in response to a consumer request shall be provided free of charge, once per consumer during any twelve-month period. To the extent that we decline to act upon your request, you may appeal by emailing us at privacy@FindQualityInsurance.com.

IV. Oregon Residents – Your Privacy Rights

Pursuant to the Oregon Consumer Privacy Act (“OCPA”) (ORS 646A.570-646A.589), the above identified categories of personal data are processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties.

We do sell personal data, as noted above, and engage in targeted advertising. To opt out of our sale of personal data and targeted advertising, please submit your request by emailing us at privacy@FindQualityInsurance.com. Your authorized agent may opt out on your behalf.

Oregon residents have the following rights under the OCPA:

– Right to access: may request confirmation on whether we are processing or have processed the consumer’s personal data and obtain a copy of such personal data;
– Right to correct: may correct inaccuracies in the consumer’s personal data, taking into account the nature of the personal data and the purposes of the processing;
– Right to delete: may delete personal data, including personal data the consumer provided to the controller, personal data the controller obtained from another source and derived data);
– Right to opt-out of certain data processing: may opt-out of the processing of personal data for targeted advertising, sale of personal data, or profiling the consumer in furtherance of decisions that produce legal effects or effects of similar significance.

Oregon residents that wish to exercise any of the above rights under the OCPA may submit a reques that specifies the right(s) they wish to invoke by emailing us at privacy@FindQualityInsurance.com. To the extent that we decline to act upon your request, you may appeal by emailing us at privacy@FindQualityInsurance.com.

V. Texas Residents – Your Privacy Rights

Pursuant to the Texas Data Privacy and Security Act (Texas Bus. & Com. Code § 541.001 et seq.), the above identified categories of personal data are processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties.

Texas residents have the following rights under the Texas Data Privacy and Security Act:

– Right to access: may request confirmation on whether we process the consumer’s personal data and obtain access such personal data;
– Right to correct: may correct inaccuracies in the consumer’s personal data, taking into account the nature of the personal data and the purposes of the processing of the consumer’s personal data;
– Right to delete: may delete personal data;
– Right to data portability: if the data is available in a digital format, may obtain a copy in a portable and, to the extent technically feasible, readily usable format; and
– Right to opt-out of certain data processing: may opt-out of the processing of personal data for targeted advertising, sale of personal data, or profiling.

Texas residents that wish to exercise any of the above rights under the Texas Data Privacy and Security Act may submit a request that specifies the right(s) they wish to invoke by emailing us at privacy@FindQualityInsurance.com. Texas residents are permitted to designate another person to serve as their agent and act on their behalf as an authorized agent. Please note that we are not required to act on an opt-out request from an authorized agent unless we are able to verify, with commercially reasonable effort, the identity of the consumer and the authorized agent’s authority to act on the consumer’s behalf. To the extent that we decline to act upon your request, you may appeal by emailing us regarding your appeal at privacy@FindQualityInsurance.com.

VI. Utah Residents – Your Privacy Rights

Pursuant to the Utah Consumer Privacy Act (“UCPA”) (§ 13-61-101 et seq.), the above identified categories of personal data are processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties.

We do sell personal data, as noted above, and process personal data for targeted advertising. To opt out of our sale of personal data and/or the processing of your personal data for targeted advertising, please submit your request by emailing us at privacy@FindQualityInsurance.com.

Consumers have the following rights under the UCPA:

– Right to access: may request confirmation whether a controller is processing the consumer’s personal data; and access the consumer’s personal data;
– Right to delete: may delete the consumer’s personal data;
– Right to obtain a copy/portability: may obtain a copy of the consumer’s personal data, that the consumer previously provided to the controller, in a format that: to the extent technically feasible, is portable; to the extent practicable, is readily usable; and allows the consumer to transmit the data to another controller without impediment, where the processing is carried out by automated means;
– Right to opt-out of certain data processing: may opt-out of the processing of personal data for purposes of targeted advertising, or the sale of personal data.

Utah consumers that wish to exercise any of the above rights under the UCPA may submit a request that specifies the right they wish to exercise by emailing us at privacy@FindQualityInsurance.com. We require the following information to authenticate your identity: your first and last name and a Utah address. Please note that We must be able to authenticate a consumer request to exercise a right under the UCPA, using commercially reasonable efforts.

VII. Virginia Residents – Your Privacy Rights

Pursuant to the Virginia Consumer Data Protection Act (“CDPA”) (Code of Virginia § 59.1-571 et seq.), the above identified categories of personal data are processed, for the above identified purposes. The categories of personal data that are shared with third parties are also noted above, as are the categories of such third parties.

Virginia residents have the following rights under the CDPA:

– Right to access: may request confirmation on whether we process the consumer’s personal data and obtain access such personal data;
– Right to correct: may correct inaccuracies in the consumer’s personal data;
– Right to delete: may delete personal data;
– Right to data portability: may obtain a copy in a portable and, to the extent technically feasible, readily usable format; and
– Right to opt-out of certain data processing: may opt-out of the processing of personal data for targeted advertising, sale of personal data, or profiling.

Virginia residents that wish to exercise any of the above rights under the CDPA may submit a request that specifies the right(s) they wish to invoke by emailing us at privacy@FindQualityInsurance.com. To the extent that we decline to act upon your request, you may appeal by emailing us regarding your appeal at privacy@FindQualityInsurance.com.

Updating, Obtaining or Removing Your Information

Upon request via email or mail, we will provide you a summary of personal information retained by us. We will only send your personal records to your email address or postal address that we have on file for you. To modify, correct, change, update or remove your personal record from our database, please send your request via email to requesttodelete@FindQualityInsurance.com.

Visitors Outside The United States

This Privacy Policy is intended to cover collection of information on our Site from residents of the United States. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By visiting our site or using our Services, you acknowledge and agree that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy, regardless of the laws of your residence country.

Your Right to Request to Know and How to Submit a Verified Request to Know

A “request to know” is a request related to the personal information that a business has about such consumer. It may include a request for any or all of the following from us: 1) specific pieces of personal information that we have collected about you; 2) categories of personal information that we have collected about you; 3) categories of sources from which the personal information was collected; 4) categories of personal information that we have sold or disclosed for a business purpose about you; 5) categories of third parties to whom the personal information was sold or disclosed; and 6) the business or commercial purpose for collecting or selling personal information.

The CCPA permits requests to know from the same consumer up to twice in a twelve (12) month period. To submit a request, please click here. To process your request, you may be required to submit your first name, last name, California address, email address, and phone number in conjunction with your request. The information which you provide will be used to verify your request and to attempt to identify you within our data records. If you elect to use an authorized agent to exercise your right to submit a request for information, we may require the following before processing the request: 1) provide proof of your written and signed permission with the authorized agent to act on your behalf; 2) directly verify your own identity with us; and 3) directly confirm with us that you provided the authorized agent permission to submit the request on your behalf. The information which you submit in conjunction with your request to know will be used for the express purposes of verification and providing you with responsive information to your request, if required.

Your Right to Request Deletion and How to Submit a Verified Request to Delete

You have the right to request the deletion of any personal information which we have collected about you, or which we maintain. To submit a verifiable request to delete, please click here. To process your request, you may be required to submit your first name, last name, California address, email address, and phone number in conjunction with your request. The information which you provide will be used to verify your request and to attempt to identify you within our data records. If you elect to use an authorized agent to exercise your right to submit a request for deletion, we may require the following before processing the request: 1) provide proof of your written and signed permission with the authorized agent to act on your behalf; 2) directly verify your own identity with us; and 3) directly confirm with us that you provided the authorized agent permission to submit the request on your behalf. The information which you submit in conjunction with your request to delete will be used for the express purposes of verification and fulfilling your request, if required.

We utilize a two-step process for online requests to delete, whereby you first submit your request to delete, and second, you separately confirm that you want your personal information deleted.

To the extent that your personal information is necessary for us to maintain for a reason delineated in Cal. Civ. Code § 1798.105(d), including but not limited to complete a transaction for which the personal information was collected, provide a good or service you have requested, detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, debug, etc., or to comply with a legal obligation, we are not required to comply with your request for deletion. For instance, we are not required to delete personal information which is necessary to maintain suppression files for those individuals who have opted out of receiving email marketing from us. If we are unable to verify your request, we will notify you as well.

Your Right to Opt-Out of the Sale of Your Personal Information

California affords consumers with the right to opt-out of the sale of their personal information. To submit a request to opt-out of the sale of your personal information, please fill out the form here.

To process your request, to opt-out, you may be required to submit your first name, last name, California address, email address, and phone number in conjunction with your request. The information which you provide will be used to verify your request and to attempt to identify you within our data records. You may exercise your right to opt-out through an authorized agent. If you elect to use an authorized agent to exercise your right to opt-out of the sale of your personal information, we may require the following before processing the request: 1) provide proof of your written and signed permission with the authorized agent to act on your behalf; 2) directly verify your own identity with us; and 3) directly confirm with us that you provided the authorized agent permission to submit the request on your behalf. The information which you submit in conjunction with your opt-out request will be used for the express purposes of verification and complying with your opt-out request.

Your Right to Non-Discrimination for the Exercise of Your Privacy Rights

California affords consumers with the right not to receive discriminatory treatment by a business for the exercise of their privacy rights conferred by the CCPA. This means that you cannot be denied goods or services; be charged different prices or rates; be provided with a different level or quality of goods or services; or have it suggested that you will receive a different price or rate or different level or quality of goods or services. However, a business may offer a financial incentive or price or service difference if it is reasonably related to the value of the consumer’s data. A business shall notify consumers of any financial incentive or price or service difference.

Use of Personal Information

We may use, or disclose the personal information we collect for one or more of the following business purposes:

To fulfill or meet the reason you provided the information. For example, if you share
To fulfill the reason you provided the information (e.g., to match you with an insurance agent, provide support, respond to an inquiry, etc.).
To market products and services to you (including by third parties with whom we may share your personal information).
To personalize your website experience and to deliver content and product and service offerings relevant to your interests, including targeted offers and ads through our website, third-party sites and companies, and via email, telephone, text message, or other means (with your consent as required by applicable law).
For other marketing purposes.
To help maintain the safety, security, and integrity of our website, products and services, databases and other technology assets, and business.
To evaluate or conduct a merger, restructuring, sale, or other corporate transaction in which personal information is among the assets transferred.
To investigate and prevent fraud and abuse of our website, products, and services.
To comply with our legal and regulatory obligations.
For other business purposes.

Sharing Personal Information

We may disclose your personal information to a third party for a business purpose or sell your personal information, subject to your right to opt-out of those sales (see Personal Information Sales Opt-Out and Opt-In Rights). When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to both keep that personal information confidential and not use it for any purpose except performing the contract. The CCPA prohibits third parties who purchase the personal information we hold from reselling it unless you have received explicit notice and an opportunity to opt-out of further sales.

Persons or companies that offer products or services on our websites (Providers).
Marketing vendors and social media, digital advertising, and data aggregation companies (Marketers).
Auditors, attorneys, consultants, professional service providers, etc. (Professional Services).
Other parties with a legal interest (including private parties and government or regulatory entities) (Legal Parties).
Other service providers we use to help provide our products or services (Service Providers).

Disclosures of Personal Information for a Business Purpose

In the preceding twelve (12) months, we have disclosed for a business purpose Identifiers, Related Information, Characteristics, Internet Activity and Geolocation Data to Providers and Marketers.

Sales of Personal Information

In the past twelve (12) months, we have disclosed for business purposes Identifiers, Related Information, Characteristics, Internet Activity, Geolocation Data and Inferences to Professional Services and other Service Providers.

Your Rights and Choices

The CCPA provides consumers (California residents) with specific rights regarding their personal information. This section describes your CCPA rights and explains how to exercise those rights.

Access to Specific Information and Data Portability Rights

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

The categories of personal information we collected about you.
The categories of sources for the personal information we collected about you.
Our business or commercial purpose for collecting or selling that personal information.
The categories of third parties with whom we share that personal information.
The specific pieces of personal information we collected about you (also called a data portability request).
If we sold or disclosed your personal information for a business purpose, two separate lists disclosing:
- sales, identifying the personal information categories that each category of recipient purchased; and
- disclosures for a business purpose, identifying the personal information categories that each category of recipient obtained.

Deletion Request Rights

You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions. Once we receive and confirm your verifiable consumer request, we will delete (and direct our service providers to delete) your personal information from our records, unless an exception applies.

We may deny your deletion request if retaining the information is necessary for us or our service provider(s) to:

Complete the transaction for which we collected the personal information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you.
Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
Debug products to identify and repair errors that impair existing intended functionality.
Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us.
Comply with a legal obligation.
Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

Exercising Access, Data Portability, and Deletion Rights

To exercise the access, data portability, and deletion rights described above, please submit a verifiable consumer request here. Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information. You may also make a verifiable consumer request on behalf of your minor child.

You may only make a verifiable consumer request for access or data portability twice within a 12-month period. The verifiable consumer request must:

Provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative.
Describe your request with sufficient detail that allows us to properly understand, evaluate, and respond to it.

We cannot respond to your request or provide you with personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. We will only use personal information provided in a verifiable consumer request to verify the requestor’s identity or authority to make the request.

Response Timing and Format

We endeavor to respond to a verifiable consumer request within forty-five (45) days of its receipt. If we require more time (up to ninety (90) days), we will inform you of the reason and extension period in writing. We will deliver our written response by mail or electronically, at your option. Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. The response we provide will also explain the reasons we cannot comply with a request, if applicable. For data portability requests, we will select a format to provide your personal information that is readily useable and should allow you to transmit the information from one entity to another entity without hindrance, specifically by electronic mail communication.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Personal Information Sales Opt-Out and Opt-In Rights

We do not knowingly collect information from individuals under eighteen (18) years of age. No information should be submitted to, or posted at, our websites by individuals under eighteen (18) years of age. Consumers who opt-in to personal information sales may opt-out of future sales at any time. To request that we do not sell your personal information, click the Do Not Sell My Personal Information hyperlink located near the bottom of the landing page on our website.

Once you make an opt-out request, we will wait at least twelve (12) months before asking you to reauthorize personal information sales. However, you may change your mind and opt back in to personal information sales at any time by visiting our website and sending us a message. We will only use personal information provided in an opt-out request to review and comply with the request.

Non-Discrimination

We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not:

Deny you goods or services.
Charge you different prices or rates for goods or services, including through granting discounts or other benefits, or imposing penalties.
Provide you a different level or quality of goods or services.
Suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.

However, we may offer you certain financial incentives permitted by the CCPA that can result in different prices, rates, or quality levels. Any CCPA-permitted financial incentive we offer will reasonably relate to your personal information’s value and contain written terms that describe the program’s material aspects. Participation in a financial incentive program requires your prior opt in consent, which you may revoke at any time.

California’s “Shine the Light” law (Civil Code Section § 1798.83) permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. To make such a request, please fill out the form here or write us at our address listed below.

Changes to Our Privacy Notice

We reserve the right to amend this privacy notice at our discretion and at any time. When we make changes to this privacy notice, we will post the updated notice on the Website and update the notice’s effective date. Your continued use of our Website following the posting of changes constitutes your acceptance of such changes.

Contact Information

If you have any questions or comments about this notice, the ways in which we collect and uses your information described herein, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us as follows.

By mail – 201 Milwaukee St Ste 200, Denver, CO 80206
Through the form on our Contact Us page

Find Quality Insurance, LLC