FIVE TIPS TO SAVE ON AUTO INSURANCE

Do you feel like you’re paying too much for auto insurance?  Below are five tips to help you save on your car insurance each month!

• Avoid Accidents

It goes without saying that nobody wants to ever be in a car accident no matter how small. But if you adjust your driving habits such as limiting your phone use during driving and paying attention to the road more, you can qualify for a safe driver discount on your auto insurance.

• Buy a safe car

Insurance companies offer lower premiums if you drive a car that has a proven safety record and is more likely to keep the driver and passengers secure in the event of a collision. Do your research online and make sure you are picking a car with a high safety rating.

• Drive a more affordable car

This tip might seem unusual, but it’s proven to help drivers save money on auto insurance! The more expensive the car, the more expensive it is to ensure. If you are driving a more affordable car, your premiums should be less.

• Choose your coverage wisely

Not all coverage is created equal. Yes, it is great to know that you’re fully covered in the event of an accident, but most of the time you won’t need all of the top-of-the-line coverage options, especially if you are a safe driver.

• Ask about discounts

Many insurers offer discounts to drivers for little things such as good grades, a clean driving record, or a good credit score. Ask your insurance office if you qualify for any of their discounts.

There is no reason to pay full price for auto insurance if you don’t have to! Follow these tips, and you should be able to reduce your premiums.

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